Government Schemes
Explore agricultural schemes available for farmers under Central Government and Maharashtra Government programs.
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Schemes Available
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Official Information
PM-KISAN (Pradhan Mantri Kisan Samman Nidhi)
Overview:
PM-KISAN provides eligible farmer families with ₹6,000 annually, distributed in three equal installments of ₹2,000 directly into Aadhaar-linked bank accounts via Direct Benefit Transfer (DBT).
Benefits:
• ₹6,000 per year in three installments of ₹2,000 each.
• Amount transferred directly to the farmer's bank account.
• Covers agricultural and domestic expenses.
Eligibility:
• Landholding farmer family with cultivable land in state records.
• Excludes institutional landholders, income tax payers, professionals, and pensioners receiving ₹10,000 or more per month.
Documents Required:
• Aadhaar Card • Bank Account Details • Land Ownership Records • Mobile Number
How to Apply:
Visit PM-KISAN Portal → Click "New Farmer Registration" → Enter Aadhaar details → Fill personal, bank and land information → Complete e-KYC → Submit.
Official Website:
Visit PM-KISAN Portal →Pradhan Mantri Fasal Bima Yojana (PMFBY)
Overview:
PMFBY is a government-sponsored crop insurance scheme providing financial support against crop losses caused by natural calamities, pests, and diseases.
Benefits:
• Coverage against droughts, floods, landslides, and storms.
• Affordable premiums: 2% for Kharif, 1.5% for Rabi, 5% for commercial/horticultural crops.
• Direct claim settlement to farmer's bank account.
• Support from pre-sowing to post-harvest stages.
Eligibility:
• All farmers including loanee and non-loanee farmers.
• Tenant farmers and sharecroppers with proof of cultivation rights.
• Must grow notified crops within designated notified areas.
Documents Required:
• Aadhaar Card • Address Proof • Land and Sowing Records • Bank Passbook • Passport-size photograph
How to Apply:
Visit PMFBY portal → Navigate to Farmer Corner → Register as Guest or Registered Farmer → Fill application and upload documents → Pay subsidized premium → Submit.
Official Website:
Visit PMFBY Portal →Kisan Credit Card (KCC) Scheme
Overview:
The KCC scheme provides farmers with flexible, low-interest credit to cover agricultural, allied, and household expenses with a 5-year revolving credit facility.
Benefits:
• Low-interest credit at 7% p.a., reduced to 4% p.a. on prompt repayment.
• 5-year revolving credit with multiple withdrawals and repayments.
• Collateral-free loans up to ₹2 Lakhs.
• Inbuilt accident and life insurance coverage.
Eligibility:
• Individual or joint land-owning farmers.
• Owner-cultivators, tenant farmers, oral lessees, and sharecroppers.
• Self-Help Groups (SHGs) and Joint Liability Groups (JLGs).
• Applicants aged 18–75 years.
Documents Required:
• KCC Application Form • Aadhaar Card • Address Proof • Landholding Records • Bank Passbook
How to Apply:
Apply online through JanSamarth Portal or visit a bank, Cooperative Bank, RRB, or CSC.
Official Website:
JanSamarth Portal →Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)
Overview:
PMKSY expands cultivable land under assured irrigation and promotes precision farming through "Har Khet Ko Pani" and "Per Drop More Crop".
Benefits:
• Subsidy up to 55% for small and marginal farmers on drip and sprinkler systems.
• Subsidy up to 45% for other farmers on micro-irrigation.
• Assistance for farm ponds, check dams, and rainwater harvesting.
Eligibility:
• Indian citizen owning or cultivating agricultural land.
• Farmers cultivating leased land for at least 7 consecutive years.
• Benefits generally limited to 5 hectares per beneficiary.
Documents Required:
• Aadhaar Card • Land Records • Water Source Proof • Bank Passbook • Vendor Quotation
How to Apply:
Register on the state Agriculture or Horticulture Department portal, obtain vendor quotation, submit application with documents, and receive subsidy after installation verification.
Official Website:
PMKSY Official Portal →Agriculture Infrastructure Fund (AIF)
Overview:
AIF is a ₹1 Lakh Crore financing scheme providing medium- and long-term debt financing for post-harvest management infrastructure and community farming assets.
Benefits:
• 3% per annum interest subvention on loans up to ₹2 Crore for up to 7 years.
• Collateral-free credit guarantee for loans up to ₹2 Crore.
• Flexible repayment tenure up to 7 years with moratorium period.
Eligibility:
• Farmers, JLGs, SHGs, FPOs, agri-entrepreneurs and startups.
• Projects involving warehouses, cold storage, processing units, smart farming infrastructure.
Documents Required:
• Aadhaar Card • PAN Card • Detailed Project Report • Bank Account Details • Land Documents
How to Apply:
Register on National Agriculture Infra Financing Facility Portal or JanSamarth Portal, prepare DPR, select lending institution, and submit application.
Official Website:
Agriculture Infrastructure Fund Portal →e-NAM (National Agriculture Market)
Overview:
e-NAM is a pan-India electronic trading platform integrating APMC mandis into a unified national market, enabling farmers to sell produce online to a wider network of buyers.
Benefits:
• Transparent price discovery through real-time bidding.
• Access to buyers across the country.
• Quality-based pricing through scientific testing and grading.
• Direct payment to farmers' bank accounts through DBT.
Eligibility:
• Registered farmers within integrated APMC mandis.
• Traders and buyers with valid state-recognized trading license.
• Farmer Producer Organizations (FPOs).
Documents Required:
• Aadhaar Card • PAN Card • Address Proof • Land Ownership Proof • Bank Passbook
How to Apply:
Visit e-NAM portal or app → Select registration role → Fill application and upload documents → Submit for mandi authority verification → Log in to access trading services.
Official Website:
e-NAM Official Portal →SMAM (Sub-Mission on Agricultural Mechanization)
Overview:
SMAM promotes use of modern agricultural machinery among small, marginal, and women farmers through subsidies and Custom Hiring Centers (CHCs).
Benefits:
• 50% subsidy for Small & Marginal, SC/ST, women, and NE region farmers.
• 40% subsidy for other general category farmers.
• Assistance for setting up CHCs and Farm Machinery Banks.
Eligibility:
• Indian citizen owning agricultural land.
• SHGs, Cooperative Societies, and FPOs also eligible.
• Must not have received subsidy for same machinery from another Central scheme that financial year.
Documents Required:
• Aadhaar Card • Land Records • Bank Passbook • Caste Certificate (if applicable) • Machinery Dealer Quotation
How to Apply:
Register on the Digital Platform for Farm Mechanization or state agriculture portal (MahaDBT in Maharashtra).
Official Website:
Digital Platform for Farm Mechanization →Soil Health Card (SHC) Scheme
Overview:
The SHC Scheme provides farmers with a detailed report on soil health including nutrient status, fertilizer recommendations, and soil improvement measures.
Benefits:
• Testing of 12 soil parameters including macro and micronutrients.
• Customized fertilizer recommendations based on soil condition.
• Improved crop productivity by 10–25% through balanced fertilization.
• Soil health assessment provided free of cost every 3 years.
Eligibility:
• Open to all farmers across India. Soil testing is free under the scheme.
Documents Required:
• Aadhaar Card • Address Proof • Land Records • Bank Passbook • Mobile Number
How to Apply:
Visit Soil Health Card Portal and register, or visit District Agriculture Office, Block Agriculture Office, or Krishi Vigyan Kendra for offline registration.
Official Website:
Soil Health Card Portal →National Mission on Natural Farming (NMNF)
Overview:
NMNF promotes chemical-free, ecosystem-based farming practices focusing on reducing cultivation costs, improving soil health, and enhancing climate resilience.
Benefits:
• Financial assistance of ₹15,000 per hectare over 3 years.
• Output-based incentive of ₹4,000 per acre per year for 2 years.
• Access to Bio-Input Resource Centres.
Eligibility:
• All farmers regardless of age, education, or land size.
• Benefits generally limited to 1 hectare per farmer.
• Registered SHGs and FPOs with verifiable membership are eligible.
Documents Required:
• Aadhaar Card • Landholding Records • Bank Passbook • Photograph • Caste Certificate (if applicable)
How to Apply:
Contact local Agriculture Department, join a Natural Farming cluster, attend Farmer Field School training, and submit required documents for registration.
Official Website:
National Mission on Natural Farming Portal →Formation and Promotion of 10,000 Farmer Producer Organizations (FPOs)
Overview:
This scheme strengthens farmers through collective action by promoting FPOs with financial assistance, capacity building, market linkages, and credit support.
Benefits:
• Management cost assistance of up to ₹18 lakh per FPO over 3 years.
• Matching equity grant of up to ₹2,000 per farmer member (max ₹15 lakh per FPO).
• Credit guarantee facility for project loans up to ₹2 crore.
Eligibility:
• Must be registered as a Producer Company or Cooperative Society.
• Minimum 300 farmer members in plain areas, 100 in NE or hilly regions.
• At least 50% of shareholders should be small, marginal, or landless farmers.
Documents Required:
• FPO Incorporation Certificate • MoA and AoA • Business Plan • PAN and TAN Details • Bank Statements
How to Apply:
Mobilize farmers → Conduct feasibility study → Register the FPO → Apply through PM-KISAN FPO Portal → Submit documents for verification.
Official Website:
PM-KISAN FPO Portal →Namo Shetkari Mahasanman Nidhi Yojana (NSMNY)
Overview:
NSMNY provides direct financial assistance of ₹6,000 per year to eligible Maharashtra farmers. Combined with PM-KISAN, beneficiaries receive ₹12,000 total annual income support.
Benefits:
• ₹6,000 per year from Maharashtra Government.
• Paid in three equal installments of ₹2,000 every four months.
• Combined benefit of ₹12,000 annually along with PM-KISAN.
Eligibility:
• Permanent resident of Maharashtra with cultivable agricultural land.
• Must be an approved and active PM-KISAN beneficiary.
• Income taxpayers and pensioners receiving more than ₹10,000 per month are excluded.
Documents Required:
• Aadhaar Card • Bank Passbook (Aadhaar-linked) • Land Records (7/12 and 8-A) • Maharashtra Residence Proof
How to Apply:
Register under PM-KISAN first. Once approved as PM-KISAN beneficiary, details are automatically considered for NSMNY.
Official Website:
Namo Shetkari Portal →Aaple Sarkar MahaDBT Farmer Scheme Portal
Overview:
The MahaDBT Portal is the official Maharashtra Government platform for providing agricultural subsidies through Direct Benefit Transfer for farm mechanization, irrigation, seeds, horticulture, and other agricultural schemes.
Benefits:
• Subsidies covering 40%–50% of eligible agricultural equipment cost.
• Financial assistance for tractors, machinery, drip irrigation, sprinkler systems, and horticulture projects.
• Direct Benefit Transfer into Aadhaar-linked bank accounts.
Eligibility:
• Resident of Maharashtra with valid Farmer ID (AgriStack).
• Agricultural land records must be in the applicant's name.
Documents Required:
• Aadhaar Card • 7/12 Extract • 8-A Certificate • Bank Passbook • Caste Certificate (if applicable) • Equipment Quotation
How to Apply:
Visit MahaDBT Farmer Portal → Complete e-KYC → Create farmer profile → Select scheme → Upload documents → Wait for Pre-Sanction Letter → Purchase equipment → Claim subsidy.
Official Website:
Aaple Sarkar MahaDBT Portal →Magel Tyala Shettale (Mukhyamantri Shashwat Krushi Sinchan Yojana)
Overview:
This scheme provides financial assistance for constructing individual farm ponds to promote rainwater harvesting and sustainable irrigation.
Benefits:
• Subsidy ranging from ₹14,433 to ₹75,000 for farm pond excavation.
• Additional subsidy up to ₹2 Lakhs or 90% of actual cost for pond lining.
• Special benefits for SC/ST farmers.
Eligibility:
• Resident farmer of Maharashtra.
• Minimum landholding of 0.20 hectares (Konkan) or 0.40 hectares (other regions).
• Should not have received farm pond subsidy under any other government scheme.
Documents Required:
• Aadhaar Card • 7/12 and 8-A Extract • Bank Passbook • Photograph • Caste Certificate (if applicable) • NOC from co-owners (if applicable)
How to Apply:
Visit MahaDBT Portal → Register with Aadhaar → Select "Magel Tyala Shettale" → Fill application and upload documents → Submit and await pre-sanction letter before starting excavation.
Official Website:
MahaDBT Farmer Portal →Nanaji Deshmukh Krushi Sanjivani Prakalp (PoCRA)
Overview:
PoCRA is a climate-resilient agriculture project implemented by the Government of Maharashtra with World Bank support, helping farmers in drought-prone regions adopt sustainable farming practices.
Benefits:
• Subsidies ranging from 75% to 100% through DBT.
• Assistance for drip irrigation, sprinkler systems, farm ponds, and protected cultivation.
• Support for FPOs and SHGs for agribusiness development.
Eligibility:
• Must be a resident of an identified PoCRA project village.
• Individual farmers with landholdings up to 5 hectares.
• Priority for women farmers, SC/ST communities, and disadvantaged groups.
Documents Required:
• Aadhaar Card • 7/12 and 8-A Extract • Bank Account Details • Caste Certificate (if applicable) • Photograph
How to Apply:
Register on PoCRA DBT Portal → Select intervention → Complete application and upload documents → Field officer verification → Implement project → Receive subsidy after verification.
Official Website:
PoCRA Maharashtra Portal →State Agricultural Mechanization Scheme
Overview:
This scheme provides financial assistance for purchasing tractors, rotavators, harvesters, and other modern farm machinery to improve agricultural productivity.
Benefits:
• Subsidy of 40% to 50% on eligible agricultural machinery.
• Financial assistance up to ₹1.6 lakh to ₹2.4 lakh on selected mini-tractors.
• Up to 80% subsidy for establishing Custom Hiring Centers (CHCs).
Eligibility:
• Citizen of India and resident of Maharashtra with valid land records.
• Must not have received a tractor subsidy in the previous 10 years.
Documents Required:
• Aadhaar Card • 7/12 Extract and 8-A Certificate • Bank Passbook • Photograph • Caste Certificate (if applicable) • Machinery Dealer Quotation
How to Apply:
Register on MahaDBT Portal → Complete farmer profile → Select scheme and machinery → Upload documents → Await Pre-Sanction Letter → Purchase from authorized dealer → Upload invoice for subsidy.
Official Website:
MahaDBT Farmer Portal →Maharashtra Horticulture Schemes (MIDH & Bhausaheb Fundkar Falbag Lagvad Yojana)
Overview:
These schemes support fruit cultivation, vegetable production, floriculture, protected cultivation, and post-harvest infrastructure through financial assistance and DBT.
Benefits:
• Up to 50% subsidy for establishing new orchards and horticulture plantations.
• Subsidy of 50%–65% on Polyhouses and Shade Net Houses.
• Assistance for cold storage, post-harvest management, and market infrastructure.
Eligibility:
• Permanent resident of Maharashtra with valid 7/12 and 8-A land records.
• Aadhaar card linked with bank account required.
Documents Required:
• Aadhaar Card • 7/12 Extract • Bank Passbook • Caste Certificate (if applicable) • DPR for commercial projects • Vendor Quotations • Photograph
How to Apply:
Visit Aaple Sarkar MahaDBT Portal → Register with Aadhaar → Select Horticulture Scheme → Upload documents → Await lottery selection → TAO verification → Implement project → Receive subsidy through DBT.
Official Website:
Aaple Sarkar MahaDBT Portal →Solar Agricultural Pump Scheme (PM-KUSUM — Maharashtra)
Overview:
This scheme provides highly subsidized off-grid solar pumps to farmers in Maharashtra to reduce dependence on conventional electricity and diesel, enabling reliable daytime irrigation.
Benefits:
• Subsidy of approximately 90% for General Category and 95% for SC/ST farmers.
• Eliminates electricity bills and diesel expenses.
• Enables convenient daytime irrigation.
Eligibility:
• Resident of Maharashtra with agricultural land.
• Up to 2.5 acres: 3 HP pump • 2.51–5 acres: 5 HP pump • Above 5 acres: 7.5 HP pump.
Documents Required:
• Aadhaar Card • 7/12 Land Extract • Bank Passbook • Photograph • Caste Certificate (for SC/ST)
How to Apply:
Visit MSEDCL Renewable Energy Portal → Register with Aadhaar → Fill personal, land, and bank details → Upload documents → Select pump capacity → Pay beneficiary contribution → Vendor installs pump after approval.
Official Website:
MSEDCL Solar Agriculture Pump Portal →Maharashtra Seed Distribution Schemes
Overview:
These schemes provide financial assistance to farmers for purchasing certified seeds of food grains, oilseeds, pulses, and other crops to improve productivity.
Benefits:
• Subsidy of up to 50% on certified seeds.
• Access to high-germination and genetically pure certified seeds.
• Special reservation for SC/ST farmers and women farmers.
Eligibility:
• Resident farmer of Maharashtra with valid Aadhaar Card and land records.
Documents Required:
• Aadhaar Card • 7/12 Extract • 8-A Certificate • Bank Passbook • Caste Certificate (if applicable) • Photograph
How to Apply:
Visit MahaDBT Portal → Register → Select Seed Distribution Scheme → Upload documents → Submit for verification. Alternatively, apply through Taluka Agriculture Office or Common Service Center.
Official Website:
MahaDBT Farmer Portal →Integrated Farming Systems (IFS) Scheme
Overview:
IFS is promoted under the National Mission for Sustainable Agriculture (NMSA). It encourages farmers to combine crop cultivation with livestock, poultry, fisheries, horticulture, and agroforestry.
Benefits:
• Diversified income through integrated farming models.
• Subsidy support covering up to 50% of eligible input costs.
• Improved soil health through organic nutrient recycling.
Eligibility:
• Resident farmer of Maharashtra with agricultural land records.
• Subsidy generally available for holdings up to 2 hectares.
• Priority for small, marginal, and women farmers.
Documents Required:
• Aadhaar Card • 7/12 and 8-A Certificate • Bank Passbook • Caste Certificate (if applicable) • Project Report • Photograph
How to Apply:
Register on MahaDBT Farmer Portal → Submit Integrated Farming project plan → Field officer verification → Pre-sanction letter → Implement farming model → Receive subsidy after verification.
Official Website:
MahaDBT Farmer Portal →Micro Irrigation Scheme (PMKSY — Per Drop More Crop)
Overview:
The Micro Irrigation Scheme promotes efficient water management through drip and sprinkler irrigation systems, reducing water consumption and improving crop productivity.
Benefits:
• Subsidy ranging from 45% to 55% on drip and sprinkler irrigation systems.
• Water savings of up to 60%–70% compared to conventional irrigation.
• Crop yield improvements ranging from 20% to 60%.
Eligibility:
• Must own agricultural land and have a permanent water source.
• Must not have availed similar micro-irrigation subsidies within 7–10 years.
• Subsidy available for up to 5 hectares of land per farmer.
Documents Required:
• Aadhaar Card • 7/12 and 8-A Certificate • Bank Passbook • Photographs • Caste Certificate (if applicable) • Water Source Proof
How to Apply:
Register on MahaDBT Portal → Select PMKSY Micro Irrigation scheme → Fill land and irrigation details → Upload documents → Receive Pre-Sanction Letter → Install system from authorized vendor → Upload invoice → Receive subsidy after inspection.
Official Website:
MahaDBT Farmer Portal →